[17 May 2013] A Memorandum of Understanding (MOU) was recently signed by Smart Hub, Inc. and Land Bank of the Philippines at the latter’s head office in Manila. The event was witnessed by major stakeholders of the newest e-money innovation, BayadLoad that allows convenient, fast and safe payment of membership contributions to government agencies such as SSS, Pag-IBIG Fund and PhilHealth via the mobile phone.